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* Tomo aggregates applicant information and may submit it to third parties for purposes such as card insurance and underwriting. This process may result in delays in card issuance and is subject to both Tomo’s and third-party underwriting requirements. The Card How does Autopay work and what is the schedule? * Tomo aggregates applicant information and may submit it to third parties for purposes such as card insurance and underwriting. This process may result in delays in card issuance and is subject to both Tomo’s and third-party underwriting requirements. What type of card is Tomo? How do I activate my card? Why should I use Tomo instead of my debit card? Where can I use my card? Lost or Stolen Card What will my spending power be? How do I increase my spending power? How does Tomo help build my credit score? How long do payments take to settle? Black Card How long does it take to get my card. What is Tomo card? Here at Tomo, we know you are worth more than just a credit score. That’s why we created a solution to tackle the flaws of the everyday credit card. You can apply to Tomo without a credit score or prior credit history. Have more questions? Submit a request How does Tomo help build my credit score? TomoCredit's smart payments help you make payments on time, every time. Keep your balances low (and your credit utilization healthy!) with Weekly Autopay. Sustained on-time payments and low credit utilization can help build your credit score over time. Have more questions? Submit a request TomoCredit - No credit score? No problem. The next generation card designed for people with no credit history or credit score. Anyone from students to immigrants can all start building credit - without facing high interest rates or relying on secured cards. Whether you’re rebuilding credit, saving for a home, or just trying to breathe easier financially, Tomo is your always-on partner. It learns with you, plans with you, and takes action—so your goals stop feeling far away. Have questions about Tomo credit card? View some of our most frequently asked questions. Frequently Asked Questions The Card What is Tomo card? Will applying affect my credit score? What type of card is Tomo? How do I activate my card? Why should I use Tomo instead of my debit card? Where can I use my card? See all 23 articles Application Questions Pending Application I'm getting an error! I’m not a U.S. citizen, can I still sign up?.

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