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Two-factor authentication can work in multiple ways. One of the most common examples of 2FA requires a username/password verification and an SMS text verification. In this example, when the user creates an account for a service they must provide a unique username, a password, and their mobile phone number. Accounts with two-factor authentication require you to enter a credential from two of the three categories to log in. Using only one factor — say, something you know, like a password — to log in to your account is like having one lock on your front door. And not a very secure one. Two-factor authentication (2FA) adds an extra layer of security to user logins. It helps organizations strengthen defenses against unauthorized access. Learn what 2FA (Two-Factor Authentication) is and how it protects your accounts. Explore common 2FA methods, security challenges, and best practices for digital security in 2026. Two-factor authentication (2FA) is a form of multi-factor authentication that requires two factors to verify and log into an account. Using 2FA helps prevent unauthorized access, even if a password is stolen or compromised. Common 2FA methods include mobile app push notifications with approvals, SMS codes, biometrics, and physical security keys. 2FA increases the security of your account. Even if somebody guesses your password, they won’t be able to access your account. 2FA is required to claim some free games on the Epic Games Store. 2FA is required to send gifts in Fortnite. 2FA is required for participation in Fortnite competitive events such as the Fortnite World Cup.